Til Debt Do U$ Part - Season 3 (2007)

Cheryl and Richard both work long hours. Richard spoils their two kids to make up for it, while Cheryl indulges in pedicures. Meanwhile, they're on their third consolidation loan and their $40,000 of debt just won't go away. Gail steps in to show this couple that to get out of debt, they need to get back in step with each other.

When Hailea was abandoned by her mother, Sheila saw the opportunity to give her granddaughter the life she couldn't provide to her own daughters. Now Sheila and her husband Frank are $92,000 in debt and their retirement is in jeopardy. But when Gail gives them some tough challenges, the couple pushes back. Has Gail finally met her match in the headstrong Sheila?

Janet and Ian were happily enjoying their double-income-no-kids lifestyle until their first child was born. Both want Janet to be able to stay home full time, but they're worried about the $20,000 debt they've amassed in a year and a half. And then there's their 40 year old home, which needs some major repairs. It's up to Gail to show this couple how to manage their money so their house doesn't become a money pit.

When John married Elizabeth, he became a stepfather to her four children. After three years of marriage, they have a new baby together and there's a lot of love in their house. But after messy divorces, neither of them has wanted to put their new relationship to the test of a money conversation. That's led their debt to get dangerously out of control. Gail has a blunt warning: Love won't keep them together, not if the money sucks.

Twenty-something newlyweds Edward and Gillian have more than $50,000 of debt and a new mortgage. Gillian's obsessed with fashion and Ed thinks that betting on sports is a good way to make quick cash. They both think they have the rest of their lives to deal with their debt problems. When Gail blows into their lives, both Ed and Gillian struggle with the changes Gail demands.

In three short years, Lorna and Richard met, married, had a baby and bought a house. They won't even slow down to cook dinner - and order in almost every night. They're on the highway to a hellish amount of debt. With a surprise second baby on the way, it's time for these two to get out of the fast lane and start thinking before they spend.

Single mom Tammy is 35 years old - and still spends her money like a spoiled teenager. When she runs out of cash, she turns to her parents to pay her monthly living expenses. Even Tammy's 15 year old daughter knows her mom's a mess when it comes to managing money. Gail shows Tammy the hard truths she has to face up to, including Tammy's biggest fear - declaring personal bankruptcy.

High school sweethearts Selena and Eryk finally got back together and married years after they graduated. Since then, they've moved across the country and back while Eryk has jumped from job to job. He manages all the money, and he's done a lousy job of it. Selena's returned to work, but still doesn't get any say in how their money is spent. Their financial situation never seems to get any better and their both about to break down from the stress. When Gail steps in, she finds herself in the middle of a domestic meltdown.

Erica and Andrew live a seemingly perfect life, with a beautiful home and huge wardrobes. But what lurks beneath the surface are mounting debts, unpaid taxes and a growing hostility towards each other. She's sick of cleaning up the mess he's mad of his business expenses. He's sick of her nagging. They both say that Andrew is largely to blame for their financial situation - but does Gail agree?

Sandy and Mike are living in bliss with their new baby. Sandy's taken a year off work to stay home with the baby, and she spends most of her time shopping. Meanwhile, Mike's set up their banking so their mortgage is paid by their line of credit. Neither of them have any idea of how deep they're really in. When Gail gives them the bad news, it doesn't go over well. Will these two lovebirds get out of the situation Gail calls "the worst ever?"